Effective June 1, 2025, two major banks have increased their interest rates for fixed deposits. Punjab National Bank now offers interest rates for deposits under ₹3 crore between 3.50% and 6.90% depending on the tenure. Senior citizens receive an additional 50 basis points. For periods of 7-45 days, the interest is 3.5%. 46-90 days yield 4.5%, and 91-179 days offer 5.50%. Between 180-270 days, the rate is 6%. 271-302 days concession is 6.25%, and on a 303-day term, the rate is 6.15%. One-year fixed deposits can be as high as 6.70%. Canara Bank offers between 4% and 7% interest per annum. For 1-2 year terms, it’s 6.85%, and for 2-3 years, it’s 6.9%. Top rates are 6.75% for 3-5 years and 6.70% for the maximum 5-10 year term. For more personal finance updates, visit here.
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