Bajaj Finance Set to Split Just Like前の Year, Sites Upward on RBI’s Interest Rate Cut
Bajaj Finance: The No. 1 NBFC in India has announced a 1:2 stock split and 4:1 bonus share issue. The company announced these corporate actions on April 29, alongside its Q4FY25 results, and mentioned June 16, 2025, as the record date for these splits.
Under the 1:2 stock split, each existing Bajaj Finance equity share (Rs 2 nominal value) will be split into 2 shares valued at Rs 1 each. The 4:1 bonus share offer means every Bajaj Finance share holder will get 4 additional shares.
On the same day, the RBI cut interest rates by a surprise 50 basis points following its MPC meeting, driving the stock up by around 5%. Bajaj Finance shares closed at Rs 9,372 on the NSE lifts.
FY25 Performance: The net profit nearly doubled to Rs 4,546 crore, fuelled by robust loan growth, improved margins, and stable asset quality.
Net interest income increased to Rs 9,807 crore, up 22% year-on-year from Rs 8,013 crore in the previous year. Consolidated assets under management (AUM) rose to Rs 4.16 lakh crore, surpassing last year’s Rs 3.3 lakh crore.
New loans for the quarter jumped 36% to 10.7 million, with a 3.89% net increase. Overall, income for the quarter grew 23% year-on-year to Rs 11,917 crore.
Despite some bumps, Bajaj Finance’s GNPAA (gross NPA) and GNAAL (net NPA) remain stable at 0.96% and 0.44% respectively. For the annual FY25, net profit soared 16% to Rs 16,779 crore.
Why This Matters: With the RBI’s surprise 50 BP cut on rates, NBFCs (which split their stocks like bank stocks) traditionally benefit more than banks. This is due to their higher credit risk and lower return on investment.
Market Outlook: Bajaj Finance, with continued strategic resource allocation, stubbornly holds value amidst budgetary ease, and a inflowing market. Will the new splits boost Bajaj Finance’s finances and share value? Stay tuned for more updates on this 2025 growth metric.
