New Delhi: The State Bank of India (SBI) reported a 17.89% increase in operating profit for the fiscal year 2025, surpassing Rs 1.10 lakh crore. Operating profit for the fourth quarter grew by 8.83% year-over-year to Rs 31,286 crore. According to the country’s largest bank by assets, net profit for the fiscal year 2025 stood at Rs 70,901 crore, marking a 16.08% year-over-year growth. The bank’s stock exchange filing details this information.
Profit after tax (PAT) grew to Rs 20,698 crore in the fourth quarter, up from Rs 16,891 crore in the previous quarter (Q3). The net interest income (NII) for the fiscal year 2025 increased by 4.43%. For the quarter, net interest income, or core income, went up 2.7% and stood at Rs 42,775 crore.
The SBI board has declared a dividend of Rs 15.9 per share. According to its filing, the gross NPA ratio at 1.82% improved by 42 basis points, while the net NPA ratio at 0.47% improved by 10 basis points (on-year). "Whole Bank Deposits grew by 9.48% YoY. CASA Deposit grew by 6.34% YoY. CASA ratio stands at 39.97% (as on 31st March 2025)," said the bank.
SME advances crossed Rs 5 lakh crore, a growth of 16.86%, followed by Agri advances which grew by 14.29%. Retail personal advances and corporate advances registered annual growth of 11.40% and 9.00%, respectively. According to SBI results, the slippage ratio for the fiscal year 2025 improved by 7 basis points and stood at 0.55%. The slippage ratio for the quarter improved by 1 basis point year-over-year and stood at 0.42%. The bank noted that 64% of saving accounts were acquired digitally through YONO, while the share of alternate channels in total transactions increased from 97.8% in FY24 to 98.2% in FY25. Bank’s ROA and ROE for the fiscal year 2025 stood at 1.10% and 19.87%, respectively.
Reference : https://zeenews.india.com/personal-finance/sbi-s-operating-profit-crosses-rs-1-10-lakh-crore-in-fy25-nii-up-4-43-2895112.html
